A credit score is a number, generally
     between 300-850.
     Your credit score plays a vital role when     
     lenders decide whether to extend you credit.



What are the problems associated with credit scoring?    


Sub-prime lending individuals with higher credit scores are offered different services than those with lower scores.

Individuals with lower credit scores are targeted with sub-prime loans
with higher interest rates.

Individuals in the top credit score tier, +720, will generally pay 5.546 percent for a $100,000 mortgage carrying a monthly payment of $572.

Individuals with a credit score under 559 will pay 7.945 percent on the
same mortgage, carrying a monthly payment of $730.


Why do I need your services?

Have you done it yourself yet?

Most people don't want to take the time for follow-up calls
and correspondence.

That’s why you need my services.


What will I get for the money I pay?     

     Credit report from (3) reporting agencies
  Careful review of your credit report.
  Personalized plan to pay off your debits
  Disputation of all necessary entries
  Follow-Up correspondence
  Negotiate settlements



How long will it take?

It is difficult to answer that as each client’s credit issues are different.


What is the cost for services?

$125.00 one time setup fee then $49.00 a month.
 
Initial payment of $125.00 and 1st month's fee of $49.00 are
due before any services begin.